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About Us

So, what’s with the logo? 

Our logo can be interpreted in many ways.
For us, we wanted to create something strong and that reflected not only what we do, but what we love.

Our icon is supposed to represent growth, or a gradual build towards a goal or dream. It is also signifies a breeze or satisfaction once that dream has been achieved.

It combines our love of nature and the outdoors. As per a lot of our images on this site.

Looking closely you should see a snowy mountain, at the same time you might also see sails or a boat – blasting away under spinnaker.

Coincidence or clever?

Our Principal and Director, Jason Smyth, is a highly accomplished and dedicated mortgage broker, renowned for his practical and personal approach in assisting his clients achieving their financial goals and dreams.

Smyth Loan Co was established by Jason in 2023, after 10 years of loan writing through the Mortgage and Finance Association of Australia (MFAA) for companies including Bennetto Finance and Tassie Home Loans. He had also previously been employed by the likes of Commonwealth Bank of Australia, MyState Bank (formerly islandState Credit Union), and The Home Loan Shop over an 8 year period.

Jason has established himself as an elite broker within the Australian mortgage industry, being a top 100 performer within the Professional Lenders Association Network of Australia (PLAN Australia) – now Loan Market Group.

Completing his Diploma of Finance and Mortgage Broking Management in 2013, Jason’s finance career commenced many years earlier whilst studying Commerce at the University of Tasmania in 2004.

Outside of Smyth Loan Co, Jason has several interests including sailing, hiking, and travelling, with a general love of anything outdoors and the ocean. He has previously been associated with several sporting clubs where he played Australian Rules Football, Cricket, and Basketball. Jason is also currently the Treasurer of Lauderdale Yacht Club, a place dear to his heart and a position he has held for several years.

Jason takes pride in assisting others with their lending needs and is very approachable for those seeking advice.

 

Smyth Loan Co’s key attributes and core values:

Client-Centric Approach

Jason and his team are renowned for placing clients’ needs at the forefront of their services. We will actively listen to aspirations and goals, offering personalised advice and tailored solutions to ensure we make well-informed decisions.

Ethical & Transparent

We uphold the highest standards of integrity, transparency, and ethics in everything we do. Our honest and candid approach means we ensure that you understand the terms and conditions associated with any mortgage proposal before going ahead with it.

Extensive Expertise

With a decade of experience in the mortgage industry, we possess an extensive knowledge of various loan products, interest rates, and lending criteria. This in-depth understanding empowers us to guide clients effectively through the often intricate process of securing the most suitable mortgage options.

Market Insights

Keeping a keen eye on the ever-changing market trends and regulations, at Smyth Loan Co we provide our clients with up-to-date information and expert insights. This ensures that you are well-positioned to capitalise on favorable market conditions.

Problem Solvers

We regularly encounter a myriad of complex financial scenarios and situations. We thrive in finding creative and practical solutions, enabling you to overcome obstacles that might hinder most mortgage applications.

Strong MFAA Affiliation

Our association with the Mortgage & Finance Association of Australia (MFAA) underscores a commitment to professional development and adherence to industry best practices. This affiliation further enhances his credibility and expertise in the field.

Ready to make the move?

Get in Touch
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Why limit your options when it comes to securing a home loan? 🤔

When you go directly to a bank, you`re only getting their specific loan products. As a mortgage broker, we compare home loans from over 40 different lenders, offering you a much broader choice tailored to your needs, not the banks…

Whether you`re buying, refinancing, or investing, having more options means finding the loan that`s right for you!

#MortgageBroker #HomeLoans #FinanceTips

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Why limit your options when it comes to securing a home loan? 🤔 When you go directly to a bank, you're only getting their specific loan products. As a mortgage broker, we compare home loans from over 40 different lenders, offering you a much broader choice tailored to your needs, not the banks… Whether you're buying, refinancing, or investing, having more options means finding the loan that's right for you! #MortgageBroker #HomeLoans #FinanceTips

Being self-employed doesn’t have to feel like a constant struggle with forms and red tape. We specialise in helping the self-employed secure low-doc loans, cutting through the red tape so you can focus on your business!

Ready to get started? Reach out to us today via the details on our page.

#MortgageBroker #SelfEmployedLoans #LowDocLoan #MortgageBrokers #BusinessOwners #FinanceSolutions

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Being self-employed doesn’t have to feel like a constant struggle with forms and red tape. We specialise in helping the self-employed secure low-doc loans, cutting through the red tape so you can focus on your business! Ready to get started? Reach out to us today via the details on our page. #MortgageBroker #SelfEmployedLoans #LowDocLoan #MortgageBrokers #BusinessOwners #FinanceSolutions

Don’t let high rates haunt you! 👻 We’ve got the magic to conjure up mortgage deals tailored just for you. 🏠💰

#MortgageBroker #HomeLoan #Mortgage #Halloween

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Don’t let high rates haunt you! 👻 We’ve got the magic to conjure up mortgage deals tailored just for you. 🏠💰 #MortgageBroker #HomeLoan #Mortgage #Halloween

Refinancing is when you replace your current home loan with a new one, usually to get a better deal. It can help you lower your interest rate, reduce your repayments, or access features like flexible payments or an offset account. You can also use refinancing to tap into your home’s equity for other financial needs.

Interested? Contact us to learn more about your refinance options!

#MortgageBroker #Refinance #HomeLoan #Refinancing

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Refinancing is when you replace your current home loan with a new one, usually to get a better deal. It can help you lower your interest rate, reduce your repayments, or access features like flexible payments or an offset account. You can also use refinancing to tap into your home’s equity for other financial needs. Interested? Contact us to learn more about your refinance options! #MortgageBroker #Refinance #HomeLoan #Refinancing

Aussie home values went up 0.4% (on average) in September… so let’s take a dive into what’s happening in each capital city:

• Sydney: 0.2%
• Melbourne: -0.1%
• Brisbane: 0.9%
• Adelaide: 1.3%
• Perth: 1.6%
• Hobart: -0.4%
• Darwin: 0.1%
• Canberra: -0.3%

If you’re planning to buy, call us and we’ll talk you through what it means for you! 📞

#MortgageBroker #HousePrices #FirstHomeBuyers #HomeValueIndex

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Aussie home values went up 0.4% (on average) in September… so let’s take a dive into what’s happening in each capital city: • Sydney: 0.2% • Melbourne: -0.1% • Brisbane: 0.9% • Adelaide: 1.3% • Perth: 1.6% • Hobart: -0.4% • Darwin: 0.1% • Canberra: -0.3% If you’re planning to buy, call us and we’ll talk you through what it means for you! 📞 #MortgageBroker #HousePrices #FirstHomeBuyers #HomeValueIndex

🚨 The Reserve Bank of Australia has just announced their latest update for 2024. 🚨

The cash rate remains on hold once again this month at 4.35%.

It looks like we won’t see a reduction in the cash rate (or interest rates) for some time yet. If you’re feeling concerned about the current interest rates, you can always reach out to us to discuss your options! 📞

#Finance #HomeLoans #HomeLoan #Mortgage #RealEstate #RBA

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🚨 The Reserve Bank of Australia has just announced their latest update for 2024. 🚨 The cash rate remains on hold once again this month at 4.35%. It looks like we won’t see a reduction in the cash rate (or interest rates) for some time yet. If you’re feeling concerned about the current interest rates, you can always reach out to us to discuss your options! 📞 #Finance #HomeLoans #HomeLoan #Mortgage #RealEstate #RBA

📉 Regional Property Market Update 📉

CoreLogic’s latest update highlights a deceleration in regional property values, showing a modest 1.3% increase last quarter, compared to 1.8% in metropolitan areas.

If you`re looking to buy, sell, or invest in regional properties, we can help you navigate the complexities of a shifting market.

Let’s discuss your next move! Reach out to us today! 🏡📞

#RegionalMarket #PropertyTrends #MortgageExperts

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📉 Regional Property Market Update 📉 CoreLogic’s latest update highlights a deceleration in regional property values, showing a modest 1.3% increase last quarter, compared to 1.8% in metropolitan areas. If you're looking to buy, sell, or invest in regional properties, we can help you navigate the complexities of a shifting market. Let’s discuss your next move! Reach out to us today! 🏡📞 #RegionalMarket #PropertyTrends #MortgageExperts

Thinking about transitioning from renting to owning your business premises? The advantages are worth considering:

1 - Location Security: Owning your property ensures stability and eliminates the risk of eviction, allowing you to establish a permanent base for your operations.

2 - Wealth Building: Investing in your own premises contributes to your long-term financial growth by building equity and creating a valuable asset for your future.

3 - Tax Benefits: Property ownership may offer significant tax advantages, including deductions on mortgage interest and depreciation.

While buying your business premises is a major financial commitment, it can be a strategic move for your business’s future. Reach out to us today if you’d like to chat with a professional broker to help you make it happen!

#MortgageBroker #BusinessOwners #Finance #PropertyInvestment

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Thinking about transitioning from renting to owning your business premises? The advantages are worth considering: 1 - Location Security: Owning your property ensures stability and eliminates the risk of eviction, allowing you to establish a permanent base for your operations. 2 - Wealth Building: Investing in your own premises contributes to your long-term financial growth by building equity and creating a valuable asset for your future. 3 - Tax Benefits: Property ownership may offer significant tax advantages, including deductions on mortgage interest and depreciation. While buying your business premises is a major financial commitment, it can be a strategic move for your business’s future. Reach out to us today if you’d like to chat with a professional broker to help you make it happen! #MortgageBroker #BusinessOwners #Finance #PropertyInvestment