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The smart way to loan.

Welcome to Smyth Loan Co Pty Ltd.
Your trusted digital mortgage broker and home loan specialists!

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We understand that finding the right home loan or finance option can be a complex and time-consuming process - We are here to simplify that process and streamline your lending journey.

As a modern and innovative business, Smyth Loan Co merges the latest technology with extensive lending expertise, providing tailored solutions built specifically towards your needs.

We operate remotely across Australia, servicing all States and Territories. We understand that people lead busy lives and as such, we are flexible with our time. We are anywhere, anytime.

Specialising in residential home loans and investment loans, refinancing, debt consolidation, and construction funding, our 18+ years of finance mastery comes with access to a network of over 50 esteemed lenders.

Beyond a mere transaction, a loan symbolises a transformative journey—one we embark on together, fueling your path to dream and achieve a brighter future… Join us in igniting this journey today.

More About Us
Why limit your options when it comes to securing a home loan? 🤔

When you go directly to a bank, you're only getting their specific loan products. As a mortgage broker, we compare home loans from over 40 different lenders, offering you a much broader choice tailored to your needs, not the banks…

Whether you're buying, refinancing, or investing, having more options means finding the loan that's right for you!

#MortgageBroker #HomeLoans #FinanceTips
Being self-employed doesn’t have to feel like a constant struggle with forms and red tape. We specialise in helping the self-employed secure low-doc loans, cutting through the red tape so you can focus on your business!

Ready to get started? Reach out to us today via the details on our page.

#MortgageBroker #SelfEmployedLoans #LowDocLoan #MortgageBrokers #BusinessOwners #FinanceSolutions
Don’t let high rates haunt you! 👻 We’ve got the magic to conjure up mortgage deals tailored just for you. 🏠💰

#MortgageBroker #HomeLoan #Mortgage #Halloween
Refinancing is when you replace your current home loan with a new one, usually to get a better deal. It can help you lower your interest rate, reduce your repayments, or access features like flexible payments or an offset account. You can also use refinancing to tap into your home’s equity for other financial needs.

Interested? Contact us to learn more about your refinance options!

#MortgageBroker #Refinance #HomeLoan #Refinancing
Aussie home values went up 0.4% (on average) in September… so let’s take a dive into what’s happening in each capital city:

• Sydney: 0.2%
• Melbourne: -0.1%
• Brisbane: 0.9%
• Adelaide: 1.3%
• Perth: 1.6%
• Hobart: -0.4%
• Darwin: 0.1%
• Canberra: -0.3%

If you’re planning to buy, call us and we’ll talk you through what it means for you! 📞

#MortgageBroker #HousePrices #FirstHomeBuyers #HomeValueIndex
🚨 The Reserve Bank of Australia has just announced their latest update for 2024. 🚨

The cash rate remains on hold once again this month at 4.35%.

It looks like we won’t see a reduction in the cash rate (or interest rates) for some time yet. If you’re feeling concerned about the current interest rates, you can always reach out to us to discuss your options! 📞

#Finance #HomeLoans #HomeLoan #Mortgage #RealEstate #RBA
📉 Regional Property Market Update 📉

CoreLogic’s latest update highlights a deceleration in regional property values, showing a modest 1.3% increase last quarter, compared to 1.8% in metropolitan areas.

If you're looking to buy, sell, or invest in regional properties, we can help you navigate the complexities of a shifting market.

Let’s discuss your next move! Reach out to us today! 🏡📞

#RegionalMarket #PropertyTrends #MortgageExperts
Thinking about transitioning from renting to owning your business premises? The advantages are worth considering:

1 - Location Security: Owning your property ensures stability and eliminates the risk of eviction, allowing you to establish a permanent base for your operations.

2 - Wealth Building: Investing in your own premises contributes to your long-term financial growth by building equity and creating a valuable asset for your future.

3 - Tax Benefits: Property ownership may offer significant tax advantages, including deductions on mortgage interest and depreciation.

While buying your business premises is a major financial commitment, it can be a strategic move for your business’s future. Reach out to us today if you’d like to chat with a professional broker to help you make it happen!

#MortgageBroker #BusinessOwners #Finance #PropertyInvestment

Who is Smyth ?

Smyth aka Jason Smyth, is firstly, a born + bred Tasmanian (one-head, not two).

He is a down-to-earth human being (part-time machine), well adept in the art of mortgage broking.

He has veteran of home loans, having seen thousands in his time.

He is a larrikin, yet is an honest, hardnosed workhorse, & all-round good guy.

He is meticulously thorough & takes great pride in assisting others achieving their goals.

He loves seeing smiles on faces & hearing the joyous reactions whenever a loan is approved!

He has a passion for the outdoors, big mountains & the water.

He is a ‘tell it how it is’ type of person.

Most importantly though, he is here to help you!

He is Smyth Loan Co.

priscilla yantie
priscilla yantie
25 August 2024
Jason is professional, expert, knowledgeable, responsive, very helpful and communicative. He listen to our problem and needs, gives sound advice, expert in assisting us in getting the best loan and rate, very organised and keep us in the loop during the process. We have already recommended Jason service to others.
Elena Zuban
Elena Zuban
6 August 2024
Jason is a great mortgage broker. He found a great solution for us that was tailored to our specific needs. His communication was excellent and we are very pleased with his service.
rynorx7
rynorx7
10 July 2024
Jason is a true professional, he has been extremely helpful and made the process of obtaining our construction loan for our new home a breeze. We couldn't have asked for anything more, amazing support and knowledge. Great experience thank you Jason.
Campbell Conveyancing
Campbell Conveyancing
19 June 2024
Always a pleasure dealing with Jason. Highly recommend.
Emily Hunt
Emily Hunt
16 June 2024
Jason is great bloke! Friendly, trustworthy and professional. Would recommend.
Tom Goddard
Tom Goddard
14 June 2024
Jason is fantastic to work with and would highly recommend his services to anyone!
Katie Miller
Katie Miller
7 June 2024
Thank you so much Jason for the amazing help you gave us with getting our home loans sorted as we went from one house to two! What could have been a really stressful situation was made really simple by the way in which you communicated and problem solved for us. I felt like we could trust you straight away, you outlined the facts, gave solutions and proactively worked towards our goal. We felt kept in the loop at all times and you gave us confidence in what we were doing. You have exceeded our expectations of what a broker does by a mile and would recommend you to anyone. Once again, thank you!
Annie Gardner
Annie Gardner
4 June 2024
Jason helped me to find the right property loan to build a granny flat. He's professional, friendly and knew all necessary information & documents required. The application was completed online which saved me a lot of time. He ran through several mortgage options and managed to find the most suitable loan possible.   Jason provides excellent and exceptionally quick service, highly recommended him for everyone who is looking for an experienced and a reliable mortgage broker.
Michael Doran
Michael Doran
22 May 2024
Jason has been incredibly helpful throughout the entire process of my fiance and I buying our new home. He has been very quick to respond to any questions or queries we've had, and done all the hard work for us, condensing it all into a very easy step by step process. Do yourself a favour and give Jason a ring if you ever need a broker to sort everything out for you.
Jacobus Jak
Jacobus Jak
2 May 2024
Jason at Smyth Loan Co is a legend ! Prompt responses to any questions we had. kept us going through the process as we managed our busy lives. Smooth a process as it could be. Couldnt recommend Smyth Loan Co Enough !

Why Smyth Loan Co ?

At Smyth Loan Co we work with five important key values including:

    1. Expert Advice 

    2. Digital Convenience

    3. Speedy yet Thorough

    4. Personalised Finance Solutions

    5. Transparency and Honesty

We care about you and your goals!

We want to save you time and money

We speak bank so you don’t have to
We are here with you, and for you
We assist in seeing dreams becoming a reality

Interested in finding out more?

See Our Services

Ready to make the move?

Get in Touch